Data Source Registry

Name	Available Data	What the Data Tells	Who Uses It & Why	Portal to Get It
FinCen MSB Registrations	Business Names Owners Money service type	A list of all shops that move money (check cashers, crypto exchanges, wire transfer services) that have registered with the government. If they're not on this list, they're operating illegally.	Banks check this before sending or receiving money from any business to confirm it's a licensed money service company.	1 Central Portal msb.fincen.gov Bulk CSV download
CFPB Enforcement Actions	Fines Consent Orders Lawsuits	A "naughty list" for financial companies that treated customers unfairly, showing what they did wrong and what punishment they got.	Investors and fintechs use it to screen companies for violations before partnering with or giving money to them.	1 Central Portal consumerfinance.gov/enforcement
OCC Enforcement Actions	Enforcement orders Fines Formal agreements	A report card showing when a big national bank did something wrong and what the government made them do about it.	Fintechs and analysts use it when evaluating a bank partner to see if it has a clean regulatory record	1 Central Portal occ.gov/enforcement-actions
Federal Reserve Enforcement	Orders Fines Written agreements	The Federal Reserve's own list of punishment for bank holding companies. This is the third piece of the Federal enforcement picture alongside CFPB and OCC	Compliance teams and investors use this to get the complete federal overview of a bank's history with regulators	1 Central Portal federalreserve.gov/apps/enforcementactions
FDA Warning Letters	Warning letters Import alerts Facility bans	Official letters the FDA sends when a food, drug, or a medical device company is doing something unsafe. Import alerts flag overseas factories banned from shipping to the US	Retailers and food distributors check import alerts before buying from suppliers. Insurers use safety history to price policies.	1 Central Portal FDA warning letters database
OSHA Federal Violations	Inspection results Violation type Penalty amount	Records of every time a government safety inspector visited a workplace and found something dangerous - like a report card for how safe a company is to work at.	Workers comp insurers use safety history to price policies. ESG platforms score companies on workplace safety.	1 Central Portal osha.gov federal bulk CSV
Business Entity Good Standing	Formation date Legal name Registered agent Officers Status	Proof that a company is real, legally registered in a state, and hasn't been shut down. It's like a birth certificate for a business.	Banks are legally required to verify this before opening a business account. Lenders and investors use it to confirm they're dealing with a real, active company.	50 state portals Secretary of State per state
UCC Lien Filings	Secured party name Debtor name Collateral description	When a company borrows money and puts up equipment or inventory as collateral, a public record gets filed. It's a note saying who gets that asset if the loan isn't repaid.	Equipment lenders and factoring companies check this before issuing a loan. If someone already filed a lien, the new lenders could lose their collateral.	50 state portals Secretary of State UCC portals
Insurance Producer Licenses	Agent licenses Carrier licenses Status Appointments	A list of people and companies that have been given official permission by a state to sell insurance. If your agent isn't on this list, they shouldn't be selling you anything.	Insurance carriers must verify an agent's license before letting them sell on their behalf. This happens millions of times per year.	NIPR + 50 state portals nipr.com + state insurance depts
Contractor & Trade Licenses	License type License holder Expiration date Status	Proof that electricians, plumbers, roofers, and other tradespeople have passed the right tests and got official permission to do their job in a given state.	Insurers verify this before writing a contractor policy. Gig platforms check it before letting someone work on their platform.	50 state portals State contractor licensing boards
Environmental Violations	EPA inspection results Violation notices Permit records	Records of when a company broke environmental rules - like polluting water or air - and what fines or cleanup orders they received as a result.	ESG investors are required to score companies on environmental compliance. Real estate developers check this before buying potentially contaminated land.	EPA ECHO + 50 state portals echo.epa.gov + state env. agencies
Lobbyist Registrations	Lobbyist names Client names Political donations	A list of people paid to influence politicians, who their clients are, and records of who is donating money to political campaigns and how much.	Corporate compliance teams monitor political risk. ESG platforms include it in governance scoring. Government affairs consultants track what competitors are spending.	FEC + 50 state portals fec.gov + state ethics commission
Financial Regulatory Licenses	MTLs Mortgage licenses Consumer lender licenses Debt collector licenses	Special permission slips that fintechs and payment companies need from each state to legally handle money there. Without these, it's illegal to operate in that state.	Fintechs and banks check this daily. It's legally required to confirm their partners have the right permissions in every state they operate in.	NMLS + 50 state portals nationwidelicensingsystem.org
Healthcare Provider Licenses	Doctor licenses Nurse licenses DEA registrations Status	The official list of doctors, nurses, and other healthcare workers who are allowed to practice in a state. If someone isn't on this list, they can't legally treat patients there.	Hospitals can't legally employ an unlicensed provider. Telehealth platforms verify this before every appointment. It's a federal requirement.	100+ state boards + DEA registry Per state medical & nursing boards
Professional Disciplinary Records	Bar actions CPA board actions License revocations Suspensions	Records of when a professional like a lawyer, accountant, or engineer did something wrong and got punished by their licensing board - a suspension, a fine, or losing their license entirely.	Malpractice insurers check this before writing a policy. Law firms and accounting firms use it when vetting someone before hiring or partnering.	50 portals per profession State bar assns, CPA & engineering boards
Court Judgements & Civil Liens	Civil judgements Amount owed Court records	When someone loses a lawsuit and owes money but hasn't paid, a public record is created. It's a permanent flag that shows up whenever anyone searches for that person or company.	Landlords screen tenants with this. Small business lenders check borrower history. Background check firms include it in reports.	Thousands of county court portals County court clerks - build state by state
Restaurant Inspections	Inspection scores Violation type Inspection date	Every time a health inspector checks if a restaurant's kitchen is clean and food is safe, they write a public report. This is how you find out if a place has a pest problem or unsafe food handling.	Food delivery apps verify that restaurant partners are passing health inspections. Franchise operators audit franchisee locations with it.	~3,000 county health dept portals County health departments
Property Tax Delinquency	Property address Owner name Amount owed Auction status	When a property owner stops paying their taxes, counties publish a public list. These properties are often headed toward a government auction, which makes them attractive to certain buyers.	Real estate investors pay a lot to find distressed properties early. Tax lien investors buy the unpaid debt itself. Mortgage servicers track delinquency on properties they hold loans on.	~3,000 county tax assessor portals County tax assessors. Top 50 counties first.
State Enforcement Actions	Fines License revocations Consent orders Cease & Desist orders	Each state has its own financial regulators (banking, insurance, and securities) that can punish companies operating there. This is often the earliest public sign that a company is in trouble before it becomes national news.	Investors and M&A teams use it to catch red flags before a deal closes. Compliance law firms monitor clients and counterparties for state-level actions.	150+ state regulator portals State banking, insurance & securities depts.